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Norazleen Osman

In Touch

A Monthly Curated Newsletter

Statistically, most people live till an average age of 80 years. Although this number varies across cultures and nations, we cannot deny that life is still all too fleetingly short. 80 years a lifetime translates to 80 summers and 80 winters - to love, laugh, live, and make the most of our time on this earth. Far too often, when faced with our mortality, we look back at our lives and think of all the things that could have been different. Regret may sometimes be inevitable, but it is still possible to live an unlimited life with the limited time that we have. In this issue, we look at some of the ways we can do so.

Living Life To The Fullest Is Something Everyone Should Start Doing

No matter who a person is, what they are currently doing, how much money they have in the bank, and so on, everyone can start living life to the fullest. You just never know what may happen in the future, so taking advantage of the time you have now is very important. There are many ways to live your life to the fullest while also being a responsible person. The many ways below will hopefully allow you to love life and teach you how to live life to the fullest.

 
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Why it’s crucial to understand the purpose of money in your life

Once you know your financial purpose, write it down. Stick it on your fridge. Carry it with you. Memorise it. Use it whenever you need to make sure you’re using your money as a tool to support the life you want to live. We get one shot. Spend time deciding what you want out of life and choose how to use your money to support it. Live the life you’ll be proud to look back on without regret or remorse.

 
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This Is How Short Your Life Is

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Norazleen Osman
 
 
 
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DISCLAIMER

This is not an official AIA newsletter. The views and opinions expressed in this publication are those of the author and do not reflect the official policy or position of AIA Singapore Private Limited (Company Registration No. 201106386R) (AIA), any other agency, organisation, employer or company. Assumptions made in the analysis are not reflective of the position of AIA other than the author.

© Norazleen Osman, All rights reserved.

Testimonials and Referral Notes

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Hanafiah Yusof, IT Project Manager and Nirmala M.Ismail, Teacher

With Kak Nora, I feel assured that I have made the right move to start on an investment that is Syariah compliant and that my investment will be in good hands. Despite being new in the field, she is knowledgeable and reassuring, providing us with realistic and practical advice backed by relevant data. Her explanation on how our CPF projection will be sufficient to sustain us during our retirement gives us a peace of mind. I can feel her sincerity in her sharing and intention to help our community be more savvy in investment and wealth management. 👍🏽 I like Kak Nora’s positive vibes and enthusiasm. She’s so energetic when she shared her knowledge. She explained everything in great detail and clarified our doubts and questions. She was able to give us examples and shared stories to help us further understand that what we are venturing into will be beneficial for us. She’s very meticulous in preparing the slides and documents needed for our consultation. She focused on what we wanted, which is growing our wealth. She’s not pushy or try to force us to take up additional policies. 🥰 All the best in this new field, Kak. Semoga dipermudahkan segala urusan InsyaAllah. Regards,

Sat (Software Engineer) and Dee (Civil Servant)

I can't express enough gratitude for the exceptional service I received from Norazleen Osman during my recent search for insurance policies for my family. Navigating the world of insurance can be overwhelming, but she made the entire experience surprisingly smooth and stress-free. From our very first meeting, Azleen demonstrated a level of patience and understanding that immediately put me at ease. She took the time to truly listen to my concerns, ask insightful questions about my family's specific needs, and explain the various insurance options in a way that was clear and easy to understand. What truly sets her apart is the genuine care and dedication she shows to each client. She wasn't just interested in selling me a policy; she was committed to helping me make informed decisions that would protect my family's future. Her attention to detail and willingness to go the extra mile were truly remarkable. Thanks to Azleen's expertise and guidance, I now have peace of mind knowing that my family is well-protected. I wholeheartedly recommend her services to anyone seeking a financial advisor who is not only knowledgeable and professional but also genuinely invested in their clients' well-being.

Faz Abdul Rahim (Pre-School Teacher)

I really like how Ms Norazleen curated, advised and explained carefully each and every plans that are well-suited to my needs and wants. She was really patient and very transparent and would readily answer all my queries. She would not push for time and would ensure I understand and make an informed decision before signing up for any plans. Definitely recommend those who are still having doubts and would want a clearer and transparent explanation and those who seek a patient advisor who will go beyond her ways to help you out.

Lyn A.R (Civil Servant)

Noraz took the time to understand my financial goals, and risk tolerance. She is always available to answer questions, and offer sound advice. Noraz is a person of integrity and genuinely care about her clients' well-being which is evident in every interaction. Her guidance has been invaluable in helping me make informed decisions and feel confident about the financial direction for my child. I highly recommend Noraz to anyone seeking expert financial advice and personalized service. Her dedication makes her an invaluable asset to anyone's financial planning journey.

Hanisah (Software Engineer)

I feel the whole process made me feel satisfied because my financial needs/wants were listened to and being an over-ambitious young adult, I tend to be a bit reckless with financial decisions so one thing I like the most is that Cik Leen helps me ground my actions, giving the pros and cons about the product to ensure that I make the best financial decision for short term and long term plans that is sustainable, manageable yet would still grow my wealth for the future. Thank you Cik Norazleen, Selamat Hari Raya Haji ❤️

Ezabella S, Music Teacher in a Private School

Based on the two sessions when I met Cik Nora, she gave me a lot of advice and educated me well on how long term savings through investment works. In fact, she has also given me an idea and a clearer vision on the benefits of investing early. I was a little scared and nervous about investing as it is my first time handling a huge responsibility with my savings of several years. But Cik Nora assured me well and made me earn her trust as she was really patient, understanding and validated my worries which made me more comfortable to start a big milestone of mine with her. ☺️ What I like most about her is that she was very detailed with her explanations and even drew out a mindmap on how much I should save (for liquid, emergency, invest) and spend (based on needs and wants). As a visual learner, it really helped me a lot in terms of visualising and planning my own current finances and in the future. Her explanations were really thorough and it was a really smooth process ✨ Thank you so much Cik, for helping me this far! I really do appreciate the help it means a lot to me! 🥰